Phase 01: Preparation · Step 1
What you can actually buy
The Central Bank caps mortgages at 4× gross income for first-time buyers and 3.5× for everyone else. Fill in your numbers and the results update as you go. Save them to your journey to complete step 1.
Estimated monthly repayment
Maximum property price
Max mortgage ()
Funds available
On a house
Educational estimates based on Central Bank of Ireland rules and Revenue's stamp duty and Help to Buy rules. Each lender applies its own credit criteria and exemptions.